:root{--ink:#182235;--muted:#586477;--paper:#f6f1ea;--sheet:#fffdf8;--line:#d6cfc1;--navy:#243247;--brick:#9b473a;--olive:#68735a;--amber:#c7964a;--wash:#ebe4d8;--shadow:0 12px 28px rgba(24,34,53,.08)}
*{box-sizing:border-box}body{margin:0;background:var(--paper);color:var(--ink);font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",Arial,sans-serif;font-size:16px;line-height:1.65;letter-spacing:0}a{color:var(--brick);text-underline-offset:3px}.wrap{width:min(1160px,calc(100% - 32px));margin-inline:auto}.skip-link{position:absolute;left:-999px;top:0;background:#fff;padding:10px;z-index:40}.skip-link:focus{left:10px}.site-header{background:rgba(255,253,248,.96);border-bottom:1px solid var(--line);position:sticky;top:0;z-index:20}.nav-row{min-height:74px;display:flex;align-items:center;justify-content:space-between;gap:18px}.brand{display:flex;align-items:center;gap:10px;color:var(--ink);text-decoration:none;min-width:270px}.brand span{display:flex;flex-direction:column;line-height:1.08}.brand em{font-style:normal;color:var(--brick);font-size:.82rem}nav{display:flex;gap:4px;flex-wrap:wrap;justify-content:flex-end}nav a{text-decoration:none;color:var(--navy);padding:8px 9px;border-bottom:2px solid transparent;font-size:.92rem}nav a:hover{border-color:var(--brick)}
.home-hero{padding:56px 0 44px;background:linear-gradient(180deg,var(--wash),var(--paper));border-bottom:1px solid var(--line)}.hero-grid{display:grid;grid-template-columns:minmax(0,1.05fr) minmax(320px,.82fr);gap:42px;align-items:center}.kicker{margin:0 0 10px;color:var(--brick);text-transform:uppercase;font-weight:850;font-size:.78rem;letter-spacing:0}h1,h2,h3{line-height:1.14;margin:0 0 14px;letter-spacing:0}h1{font-size:clamp(2.1rem,4.7vw,3.7rem);max-width:940px}h2{font-size:clamp(1.3rem,2.15vw,1.85rem)}h3{font-size:1.05rem}p{margin:0 0 14px}.lede{font-size:1.08rem;color:var(--muted);max-width:820px}.hero-actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:22px}.button{display:inline-flex;min-height:44px;align-items:center;justify-content:center;border:1px solid var(--line);background:var(--sheet);color:var(--ink);font-weight:800;padding:10px 15px;text-decoration:none}.button.primary{background:var(--navy);color:#fff;border-color:var(--navy)}.case-board{display:grid;gap:12px}.case-board div{background:var(--sheet);border:1px solid var(--line);border-left:6px solid var(--amber);padding:16px;box-shadow:var(--shadow)}.case-board span{display:inline-grid;place-items:center;background:var(--navy);color:#fff;font-size:.76rem;font-weight:900;width:30px;height:30px;margin-bottom:8px}.case-board strong{display:block}.case-board p{color:var(--muted);font-size:.94rem}.block{padding:44px 0}.cards{display:grid;gap:15px}.cards.four{grid-template-columns:repeat(4,1fr)}.cards article{background:var(--sheet);border:1px solid var(--line);padding:19px;box-shadow:0 6px 16px rgba(24,34,53,.04)}.cards p{color:var(--muted)}.cards a{font-weight:800}.process-strip{background:var(--navy);color:#fff;padding:42px 0}.strip-grid{display:grid;grid-template-columns:1fr .8fr;gap:32px}.process-strip p{color:#e8ecf2}.strip-note{background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.2);padding:18px}.chip-cloud{display:flex;flex-wrap:wrap;gap:8px}.chip-cloud a{background:var(--sheet);border:1px solid var(--line);padding:8px 11px;text-decoration:none;color:var(--ink)}.chip-cloud a.all{background:var(--brick);color:#fff;border-color:var(--brick)}
.page-head{background:var(--wash);border-bottom:1px solid var(--line);padding:38px 0}.breadcrumb{display:flex;gap:8px;flex-wrap:wrap;color:var(--muted);font-size:.92rem;margin-bottom:18px}.breadcrumb a{text-decoration:none;font-weight:800}.article-grid{display:grid;grid-template-columns:minmax(0,1fr) 300px;gap:34px;padding:38px 0 56px;align-items:start}.brief,.related{background:var(--sheet);border:1px solid var(--line);padding:24px;margin-bottom:18px}.brief{border-left:5px solid var(--olive)}.brief p{color:var(--muted)}.note{background:#f7ead7;border-left:4px solid var(--brick);padding:12px;color:var(--ink)!important}ul{padding-left:1.25rem;margin:0 0 14px}li{margin:6px 0}.table-wrap{overflow:auto;border:1px solid var(--line);margin-top:12px}table{border-collapse:collapse;width:100%;min-width:620px;background:#fff}th,td{text-align:left;vertical-align:top;border-bottom:1px solid var(--line);padding:11px}th{background:#eee7da}tr:last-child td{border-bottom:0}.faq details{border:1px solid var(--line);padding:12px;margin:10px 0;background:#fff}.faq summary{font-weight:850;cursor:pointer}.related-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:12px}.related-grid a{display:block;background:#efe8dc;border:1px solid var(--line);padding:12px;text-decoration:none;font-weight:850}.side-rail{position:sticky;top:100px}.rail-box{background:var(--sheet);border:1px solid var(--line);padding:18px;margin-bottom:16px}.rail-box span{display:block;color:var(--brick);font-size:.78rem;text-transform:uppercase;font-weight:900}.rail-box.warm{background:#efe8dc}.site-footer{background:#182235;color:#f8f5ee;padding:38px 0}.footer-grid{display:grid;grid-template-columns:1.5fr repeat(3,1fr);gap:24px}.site-footer a{display:block;color:#f8f5ee;text-decoration:none;margin:7px 0}.site-footer p,.fine{color:#dbe0e8}.site-footer h2{font-size:.95rem}.fine{font-size:.88rem;margin-top:24px}
@media (max-width:930px){.hero-grid,.strip-grid,.article-grid{grid-template-columns:1fr}.cards.four,.related-grid,.footer-grid{grid-template-columns:1fr 1fr}.side-rail{position:static}.nav-row{align-items:flex-start;flex-direction:column;padding:14px 0}nav{justify-content:flex-start}}@media (max-width:620px){.wrap{width:min(100% - 24px,1160px)}.cards.four,.related-grid,.footer-grid{grid-template-columns:1fr}h1{font-size:2.05rem}table{min-width:520px}}